ICBA Mortgage Solutions Names Michael Azzarello EVP of National Sales
ICBA Mortgage Solutions (ICBAMS), a provider of comprehensive mortgage services to help community bank members of the Independent Community Bankers of America (ICBA) originate, process, close, fund and...
View ArticleTrade Groups Release Guidelines to Assist Policymakers With Housing Crisis
Sixteen housing and financial industry-related trade groups and associaitons have collaborated on a list of principles designed to guide the nation's housing policymakers in their effort to fix the...
View ArticlePanel Concludes Housing Finance is Necessary to Boost Market
Reforms to America’s housing finance market must ensure a reliable source of affordable mortgage lending for creditworthy consumers. That’s according to Realtors and other industry insiders who...
View ArticleICBA Requests Impartiality From Secondary Market Before Senate Banking Committee
Jack Hartings, president and chief executive officer of The Peoples Bank Company in Coldwater, Ohio, and a member of the Independent Community Bankers of America (ICBA) Executive Committee, has...
View ArticleMortgage Servicing Standards Take Center Stage at Senate Banking Committee...
The Senate Committee on Banking, Housing & Urban Affairs held a hearing on Tuesday addressing the mortgage servicing industry titled, "Housing Finance Reform: National Mortgage Servicing...
View ArticleICBA Fears Risk Retention Rule Would Devastate Credit to American Consumers
The Independent Community Bankers of America (ICBA) has sent a letter urging the regulatory agencies to re-propose the Risk Retention rule, which includes a proposed definition of a qualified...
View ArticleICBA Backs Community Bank Loan Exemptions From CFPB's Rules
Community banks were not responsible for the mortgage crisis, and therefore community bank portfolio loans should be exempt from pending regulations on high-cost mortgages the Independent Community...
View ArticleCFPB Issues Long-Awaited Industry QM and Ability-to-Repay Rules
The Consumer Financial Protection Bureau (CFPB) has adopted a new rule that will protect consumers from irresponsible mortgage lending by requiring lenders to ensure prospective buyers have the...
View ArticleICBA Backs CFPB Stance on LO Compensation
The Independent Community Bankers of America (ICBA) has announced that it support of the provisions set forth by the Consumer Financial Protection Bureau (CFPB) rule that will allow community banks to...
View ArticleICBA Stresses the Importance of Tiered Regulation
The Independent Community Bankers of America (ICBA) emphasized to policymakers that the regulatory burden facing community banks has risen sharply in recent years, saying that an astounding 900 new...
View ArticleICBA: Community Banks Focusing on Reducing Payments Fraud
While payments fraud continues to rise, community banks are using technological solutions and staff training to reduce fraud losses, according to survey results released today by the Independent...
View ArticleEric Holder's Testimony Confirms ICBA's Difficulties
Camden R. Fine, president and CEO of the Independent Community Bankers of America (ICBA), has released this statement following recently testimony from U.S. Attorney General Eric Holder that the size...
View ArticleICBA Outlines Its Regulatory Aims for 2013
The Independent Community Bankers of America (ICBA) has announced its top legislative and regulatory priorities for the coming year. ICBA made the announcement in Las Vegas at the 2013 National...
View ArticleICBA Aware of Threat From Too-Big-to-Fail Businesses
Bill Loving, chairman of the Independent Community Bankers of America (ICBA) and president and CEO of Pendleton Community Bank in Franklin, W.Va., and Camden R. Fine, president and CEO of ICBA,...
View ArticleMore Than Half of Those Surveyed Wants to Eliminate Too-Big-to-Fail Institutions
Independent Community Bankers of America (ICBA) Chairman Bill Loving, president and CEO of Pendleton Community Bank in Franklin, W.Va., has released this statement following the release of a Rasmussen...
View ArticleSens. Brown and Vitter Seek to Stamp Out Too-Big-to-Fail Institutions
U.S. Sens. Sherrod Brown (D-OH) and David Vitter (R-LA) have announced a new plan, the Terminating Bailouts for Taxpayer Fairness Act (TBTF Act), that would prevent any one financial institution from...
View ArticleStudy Finds CFPB Needs to Further Protect Consumers
Many residents in rural America would have reduced access to mortgage credit despite accommodations included in new Consumer Financial Protection Bureau (CFPB) mortgage rules, according to survey...
View ArticleICBA Continues to Mount Evidence Against Too-Big-To-Fail Businesses
The Independent Community Bankers of America (ICBA) recently said that there is mounting evidence that too-big-to-fail financial institutions pose risks to the financial system, enjoy a taxpayer-funded...
View ArticleICBA: Too-Big-To-Fail Institutions Need to Come to an End
The Independent Community Bankers of America (ICBA) has released “End Too-Big-To-Fail,” a report that examines the impact of too-big-to-fail financial institutions on the U.S. economy and why...
View ArticleCFPB Amends Ability-to-Repay Rule
The Consumer Financial Protection Bureau (CFPB) has finalized rules to facilitate access to credit by creating specific exemptions and modifications to the CFPB’s Ability-to-Repay rule for small...
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